Step one

Find an item you love and select zipPay at checkout.

Step two

Complete a quick application and get a decision in real-time.

Step three

Pay for your item with the funds in your new digital account.

That’s it!

Enjoy your new purchase and pay us over time, on your terms.

Own it now, pay later

Say 'goodbye' to wishing and waiting. Say 'hello' to owning and loving it.

Apply for your zip account and make as many purchases as you want up to your limit.

Payment flexibility

Everyone’s different. That’s why we let you tailor your payments to suit your lifestyle.

Interest free

Every purchase you make with Zip is interest free. Online or instore, every time, every day.